Your search found 2 records
1 Balana, B.; Mekonnen, D.; Haile, B.; Hagos, Fitsum; Yimam, S.; Ringler, C. 2020. Are smallholder farmers credit constrained? evidence on demand and supply constraints of credit in Ethiopia and Tanzania. Washington, DC, USA: International Food Policy Research Institute (IFPRI). 28p. (IFPRI Discussion Paper 01974) [doi: https://doi.org/10.2499/p15738coll2.134152]
Agricultural credit ; Loans ; Smallholders ; Farmers ; Supply balance ; Constraints ; Households ; Gender ; Women ; Socioeconomic environment ; Technology transfer ; Adoption ; Microfinance ; Financial institutions ; Risk factors ; Policies ; Small scale systems ; Irrigation ; Econometric models / Ethiopia / United Republic of Tanzania
(Location: IWMI HQ Call no: e-copy only Record No: H050170)
https://ebrary.ifpri.org/utils/getfile/collection/p15738coll2/id/134152/filename/134363.pdf
https://vlibrary.iwmi.org/pdf/H050170.pdf
(1.02 MB) (1.02 MB)
Credit constraint is considered by many as one of the key barriers to adoption of modern agricultural technologies, such as chemical fertilizer, improved seeds, and irrigation technologies, among smallholders. Past research and much policy discourse associates agricultural credit constraints with supply-side factors, such as limited access to credit sources or high costs of borrowing. However, demand-side factors, such as risk-aversion and financial illiteracy among borrowers, as well as high transaction costs, can also play important roles in credit-rationing for smallholders. Using primary survey data from Ethiopia and Tanzania, this study examines the nature of credit constraints facing smallholders and the factors that affect credit constraints. In addition, we assess whether credit constraints are gender-differentiated. Results show that demand-side credit constraints are at least as important as supply-side factors in both countries. Women are more likely to be credit constrained (from both the supply and demand sides) than men. Based on these findings, we suggest that policies should focus on addressing both supply- and demand-side credit constraints, including through targeted interventions to reduce risk, such as crop insurance and gender-sensitive policies to improve women’s access to credit.

2 Xie, H.; Schmitter, Petra; Obayelu, A. E.; Edward, K.; Balana, B.; Ringler, C. 2023. Unlocking the potential of farmer-led irrigation development in central and northern Nigeria: what does it take? Washington, DC, USA: International Food Policy Research Institute (IFPRI). 9p. [doi: https://doi.org/10.2499/p15738coll2.136842]
Farmer-led irrigation ; Innovation scaling ; Socioeconomic aspects ; Solar powered irrigation systems ; Water resources ; Solar energy ; Small-scale irrigation ; Groundwater irrigation ; Irrigation technology ; Pumps ; Costs ; Climate change ; Agriculture / Nigeria
(Location: IWMI HQ Call no: e-copy only Record No: H052157)
https://ebrary.ifpri.org/utils/getfile/collection/p15738coll2/id/136842/filename/137053.pdf
https://vlibrary.iwmi.org/pdf/H052157.pdf
(0.61 MB) (629 KB)
The potential for profitable groundwater irrigated area development in Nigeria is 5.04 million hectares (ha), almost all of it located in the country’s central and northern states. To develop this vast area, granular water budgets, financial service provision and support to grow sustainability of production will be needed. Increasing temperature, erratic rainfall, and other extreme events, such as floods and droughts, pose severe threats to development in Nigeria, and particularly in central and northern Nigeria where rainfall is limited, natural resources are threatened by degradation and agriculture, including livestock production, is the major economic driver. Climate change has significant adverse impacts on agricultural production and livelihoods, making the regions’ poor and disadvantaged people even more vulnerable. Agricultural productivity is already affected by climate extreme events and further land expansion would increase degradation and deforestation. At the same time, the central and northern regions of the country are blessed with substantial underground water resources that have been barely tapped.
At this point, the potential of farmer-led irrigation, a system where farmers acquire the irrigation technology and access to a water source themselves, is barely exploited. What role could farmer-led, small-scale irrigation play in growing agricultural productivity, rural employment and incomes, and reducing climate stress? And what mechanisms are needed to make this happen?

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